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The cost of buying your home

There are several costs involved in the first stages of buying your home.

Valuation/survey

This is a report required by your mortgage provider to ensure that the property is good security for your loan.

Legal Costs

These are the costs of a solicitor/ conveyancer who take care of the legal aspects of purchasing your property.

Deposit

You will usually have to pay a deposit when you exchange contracts.

Stamp duty

This is a government tax based on the price of your property. Your solicitor will advise you of the amount to be paid, if any.

Mortgage fees

Some lenders may charge you arrangement fees, administration costs or a booking fee when arranging a mortgage.